INFORMATION ABOUT US
www.stsplc.co.uk is a site operated by Securities Trust of Scotland plc ("Securities Trust of Scotland" or "We"). Securities Trust of Scotland is registered in Scotland under company number SC283272 and have our registered office at 28 Walker Street, Edinburgh, EH3 7HR.
Securities Trust of Scotland is an investment company within the meaning of Section 833 of the Companies Act 2006.
CHANGES TO THESE TERMS
Please check this page from time to time to take notice of any changes we made, as they are binding on you.
CHANGES TO OUR SITE
We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.
We do not guarantee that our site, or any content on it, will be free from errors or omissions.
ACCESSING OUR SITE
We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you if for any reason our site is unavailable at any time or for any period.
You are responsible for making all arrangements necessary for you to have access to our site.
INTELLECTUAL PROPERTY RIGHTS
We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.
You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.
Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.
You must not use any part of the content on our site for commercial purposes without obtaining a licence to do so from us or our licensors.
NO RELIANCE ON INFORMATION
The content on our site is provided for general information only. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our site.
Any prices and other information on this site or a linked website are provided solely to enable you to make your own investment decisions and do not constitute personal recommendations or advice.
LIMITATION OF OUR LIABILITY
To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied. We make no representations and provide no warranties whatsoever, whether express or implied, that any of the content or materials available on our site from time to time are accurate, up to date or complete.
We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
- use of, or inability to use, our site; or
- use of or reliance on any content displayed on our site.
If you are a business user, we will not be liable for:
- loss of profits, sales, business, or revenue;
- business interruption;
- loss of anticipated savings;
- loss of business opportunity, goodwill or reputation; or
- any indirect or consequential loss or damage.
We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.
We do not guarantee that our site will be secure or free from bugs or viruses. You should use your own virus protection software when accessing our site.
You must not misuse our site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our site will cease immediately.
LINKING TO OUR SITE
You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.
You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.
Our site must not be framed on any other site, nor may you create a link to any part of our site other than the home page.
We reserve the right to withdraw linking permission without notice.
THIRD PARTY LINKS AND RESOURCES IN OUR SITE
Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources.
An application for any of Securities Trust of Scotland's investment products should be made having read fully not only the relevant application form, but also, for UK investors, the relevant terms and conditions of the Key Information Document, fact sheet, brochure, and latest annual or semi-annual report applicable to the chosen product. All these relevant documents can be found on this site. It is your responsibility to review such documentation and in any event by making an application you will be deemed to be representing that you have read such applicable documentation and agree to be bound by its contents.
The price of shares in Securities Trust of Scotland will be affected by the supply and demand for them on the London Stock Exchange and may not represent the underlying value of the assets of Securities Trust of Scotland. For these reasons, investors may not get back the amount originally invested. The price can stand below the Net Asset Value of Securities Trust of Scotland ('at a discount') but it may also stand above it ('at a premium'). The growth of your capital will depend upon the movement of the discount/premium over the period you own the shares, as well as the growth of the assets of Securities Trust of Scotland.
The Directors are under no obligation to effect repurchases of shares. Shareholders wishing to realise their investment in Securities Trust of Scotland may therefore be required to dispose of their shares in the market. There may not be a liquid market in the shares and shareholders may have difficulty selling them.
Past performance of an investment is not a guide to future performance. The value of an investment and the income from it can fall as well as rise as a result of market and currency fluctuations and you may not get back the amount originally invested. Tax assumptions may change if the law changes, and the value of tax relief (if any) will depend upon your individual circumstances. Investors should consult their own tax advisers in order to understand any applicable tax consequences.
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